Archive for the 'Insurance Basics' Category

Why Do You Need Life Insurance?

Although most people don’t like to dwell on these topics, many fatal accidents and illnesses affect people’s lives every day, causing grief, stress, and financial difficulties.
Although there is little that can be done with regards to the grief and emotional problems associated with the loss of a loved one, there is something that you can […]

Popularity: 39% [?]

Misleading TV Insurance Ads

Many thousands of older people are finding that life insurance they bought as a result of slick daytime television advertising in the late 80s and early 90s has turned out not to be the great deal that it promised. As a result many pensioners find that they have invested years of premiums into a policy […]

Popularity: 30% [?]

Second to DIe Life Insurance

Usually, the death benefit from a second-to-die life insurance policy is intended to go to the children , a charity or pay taxes owed after both spouses pass away.
In the U.S. there is a marital deduction permitting you to leave an unlimited amount of assets to your surviving spouse with no taxes payable at your […]

Popularity: 32% [?]

10 Tips To Determine Your Life Insurance Needs

Most people don’t give enough attention to life insurance. In fact, many don’t want to think about this subject at all. As unpalatable as the idea of planning for your own death might seem, there are plenty of reasons to look into buying life insurance now – even if you already have a policy. The […]

Popularity: 100% [?]